Made Simple
We offer flexible financing options to help you turn your dream of owning a manufactured or modular home into a reality.
Find the Right Financing for Your Home
Whether you're purchasing a home, adding land, or exploring flexible options, we'll help you find a solution that fits your needs and budget.
Home Financing
Finance your manufactured or modular home with flexible terms and competitive options.
Land & Home Financing
Combine your land and home financing into one simple solution for a smoother process.
Personalized Options
Every family is different. We'll work with you to explore customized financing options that fit your goals.
How the Financing Process Works
Getting started is easy. Here's what to expect.
Tell Us What You Need
Share your home preferences, budget and timeline. Our team will guide you through the basic requirements.
Explore Your Options
We'll review available financing programs and help you choose the best fit for your situation.
Get Pre-Qualified
Complete a simple application to get pre-qualified and know your buying power.
Move Into Your New Home
Once approved, we'll finalize your loan and get you one step closer to home.
Ready to Make Homeownership a Reality
Our team is ready to help you explore financing options and answer any questions you have. Let's get started today.
Start Your Financing Journey
A few details and we'll reach out to talk through your options.
Frequently Asked Questions
Quick answers about our financing options.
What financing options are available for manufactured and modular homes?
Most buyers use a home-only (chattel) loan, a land and home mortgage, or a conventional, FHA, VA or USDA program when the home is on a permanent foundation on land you own. We'll help you compare the options you qualify for.
How much is the down payment?
It depends on the loan program, your credit and whether land is included. Some programs start as low as a few percent down; others ask for more. We'll give you real numbers once we know your situation.
What credit score do I need to qualify?
Lenders set their own minimums, and programs exist for a wide range of credit. The quickest way to know is a pre-qualification, which we can start for you.
Can I finance land and a home together?
Yes. A land and home loan combines both into one loan and one payment, which usually means a smoother closing and a better rate than financing them separately.
How does the pre-qualification process work?
You share some basic information about income, debts and the home you want. A lender reviews it and tells you roughly how much you can borrow, so you shop with a budget you can trust.